Finance & Irish taxes
Pension Tax Relief Calculator Ireland
Check the age-based personal pension relief limit. This free pension tax relief calculator ireland shows the calculation and its assumptions so you can compare your own figures.
Your results
Check the age-based personal pension relief limit.
Calculated outcomes
- Contribution Annual
- €10,000.00
- Age Percent
- 25%
- Qualifying Earnings
- €60,000.00
- Annual Relief Limit
- €15,000.00
- Relieved Contribution
- €10,000.00
- Unrelieved Contribution
- €0.00
Assumptions and estimates
- Employee contributions only. The €115,000 cap and age percentage apply across qualifying contributions; other earnings sources and carry-back relief require separate checks. Tax savings assume the entered marginal PAYE rate; no USC or PRSI relief.
- Method: Relevant earnings are capped at €115,000, with a contribution percentage determined by age and reduced by other eligible employee contributions.
- This estimates income tax relief, not investment returns or retirement income. Employer contributions and scheme-specific rules are separate.
Sources: Revenue pension relief
Useful next steps
- Use Compare options to test an alternative side by side.
- Check the official sources above before relying on the figure.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the pension tax relief calculation works
Relevant earnings are capped at €115,000, with a contribution percentage determined by age and reduced by other eligible employee contributions.
This estimates income tax relief, not investment returns or retirement income. Employer contributions and scheme-specific rules are separate.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review estimated tax saved and net contribution cost, then read the stated assumptions and eligibility conditions before using the result.
Official sources and further information
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Relevant annual earnings (€)
- 60000
- Proposed annual employee contribution (€)
- 10000
- Age
- 40
- Other employee pension contributions (€)
- 0
- Marginal income tax rate
- 40%
- Estimated Tax Saved
- €4,000.00
- Net Contribution Cost
- €6,000.00