Finance & Irish taxes
Pension fund projection Calculator
Estimate a pension pot with employee and employer contributions and charges. This free pension fund projection calculator shows the calculation and its assumptions so you can compare your own figures.
Your results
Estimate a pension pot with employee and employer contributions and charges.
Calculated outcomes
- Total Future Contributions
- €288,272.70
- Projected Growth
- €293,867.53
Assumptions and estimates
- Contributions occur at year end; fee is charged after annual growth. This projects a fund, not a regulated pension illustration. Irish contribution limits, tax relief, retirement tax and access rules are separate.
- Method: Grow the opening fund, deduct the annual charge, then add growing annual contributions.
- A fund projection, not a regulated pension illustration. Tax relief, limits, access and retirement taxes are separate.
Useful next steps
- Use Compare options to test an alternative side by side.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the pension fund projection calculation works
Grow the opening fund, deduct the annual charge, then add growing annual contributions.
A fund projection, not a regulated pension illustration. Tax relief, limits, access and retirement taxes are separate.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review projected fund and inflation adjusted fund, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Current pension fund (€)
- 60000
- Annual employee contribution (€)
- 6000
- Annual employer contribution (€)
- 3000
- Annual gross return (%)
- 5
- Annual charge (%)
- 0.75
- Annual contribution growth (%)
- 2
- Years until retirement
- 25
- Annual inflation (%)
- 2
- Projected Fund
- €642,140.23
- Inflation Adjusted Fund
- €391,404.29