Property
Bridging loan costs Calculator
Estimate short-term interest, arrangement fees and redemption. This free bridging loan costs calculator shows the calculation and its assumptions so you can compare your own figures.
Your results
Estimate short-term interest, arrangement fees and redemption.
Calculated outcomes
- Monthly Serviced Interest
- €0.00
- Interest Cost
- €7,345.55
- Non Interest Costs
- €6,500.00
Assumptions and estimates
- Fees calculated on original principal; arrangement and legal fees paid upfront, exit fee on redemption. Capitalised interest compounds monthly. Actual bridging terms, retained interest, minimum fees and exit risks vary; this is an editable cost estimate.
- Method: Apply simple monthly serviced interest or compound capitalised interest; fees use original principal.
- Arrangement and legal fees paid upfront. Retained interest, minimum terms, lender criteria and exit risk are separate.
Useful next steps
- Use Compare options to test an alternative side by side.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the bridging loan costs calculation works
Apply simple monthly serviced interest or compound capitalised interest; fees use original principal.
Arrangement and legal fees paid upfront. Retained interest, minimum terms, lender criteria and exit risk are separate.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review total borrowing cost and final loan redemption, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Loan principal (€)
- 150000
- Monthly interest rate (%)
- 0.8
- Loan term (months)
- 6
- Arrangement fee (%)
- 2
- Exit fee (%)
- 1
- Legal costs (€)
- 2000
- Capitalise interest monthly
- Yes
- Total Borrowing Cost
- €13,845.55
- Final Loan Redemption
- €158,845.55