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Moving home cash budget Calculator

Estimate moving expenses and temporary deposit cash needs. This free moving home cash budget calculator shows the calculation and its assumptions so you can compare your own figures.

How the moving home cash budget calculation works

Add removals, storage, overlap, setup and contingency; add the new deposit before the old deposit returns.

Deposit return occurs after the move in this model. Refundable deposits tie up cash rather than being permanent expenses.

Using this calculator

  1. Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
  2. Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
  3. Review upfront cash required and net cash cost after deposit return, then read the stated assumptions and eligibility conditions before using the result.

Worked example

This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.

See example inputs
Removals (€)
800
Packing materials (€)
100
Cleaning (€)
180
Storage per month (€)
120
Storage months
1
Overlapping housing cost per month (€)
1500
Housing overlap months
0.5
Utility/setup charges (€)
80
New deposit needed upfront (€)
1800
Old deposit returned later (€)
1500
Expense contingency (%)
10
Upfront Cash Required
€4,033.00
Net Cash Cost After Deposit Return
€2,533.00
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