Education
SUSI Grant and Student Budget Calculator Ireland
Estimate 2026/27 undergraduate SUSI bands and fees, or use an awarded grant in a course funding budget. This free susi grant and student budget calculator ireland shows the calculation and its assumptions so you can compare your own figures.
Your results
Estimate 2026/27 undergraduate SUSI bands and fees, or use an awarded grant in a course funding budget.
Rules checked for 2026 on 2026-10-06. Scope: 2026/27 full-time undergraduate income-band estimate only
Calculated outcomes
- Annual Available Income
- €10,722.00
- Full Course Cost
- €53,600.00
- Annual Budget Gap
- €2,678.00
- Annual Maintenance
- €4,722.00
- Fee Support
- €2,500.00
- Total Annual Support
- €7,222.00
- Reckonable Income
- €40,000.00
- Holiday Deduction
- €0.00
- Relevant Threshold
- €47,010.00
- Grant Band
- Band 1
- Distance Rate
- Non-adjacent (30 km or more)
Assumptions and estimates
- 2026/27 approved full-time undergraduate courses only, assessed on 2025 income. Income limits are inclusive under article 19(1) of the Student Grant Scheme 2026 ('shall not exceed'), which takes precedence over the website table's shorthand 'under'. Special rate additionally requires the prescribed qualifying long-term payment and ordinary eligibility. Exclude the applicant when counting additional relevant persons; use the correct applicant household class. Allowable deductions must be evidenced under SUSI rules, not Income Tax/PRSI/USC deductions. PLC, postgraduate, part-time, tuition-only residency cases, exceptional changes and field-trip supplements are excluded. An official award may differ.
- Method: Annual study costs minus annual support/income across course years, then deduct available savings. SUSI mode subtracts prescribed income disregards, eligible holiday earnings up to €8,830 and evidenced deductions; applies 2026/27 household bands and the 30 km maintenance boundary; offsets eligible fee support and maintenance separately to avoid double counting.
- SUSI estimate only for approved full-time undergraduates meeting ordinary residence criteria. 2025 reference income, household class and special-rate conditions must be correct. PLC, postgraduate, part-time and tuition-only-residency cases are excluded. Projecting the same award over course years is a budgeting assumption, not future entitlement.
Sources: SUSI 2026/27 undergraduate thresholds and grant rates, SUSI income definitions, disregards and deductions, Student Grant Scheme 2026 article 19: income shall not exceed limits
Useful next steps
- Use Compare options to test an alternative side by side.
- Check the official sources above before relying on the figure.
- Copy, print or download a record of this calculation when you need one.
Reports open your email app addressed to s@s1.ie with the public page address only. Your inputs are never added.
How the student budget and susi grant estimate calculation works
Annual study costs minus annual support/income across course years, then deduct available savings. SUSI mode subtracts prescribed income disregards, eligible holiday earnings up to €8,830 and evidenced deductions; applies 2026/27 household bands and the 30 km maintenance boundary; offsets eligible fee support and maintenance separately to avoid double counting.
SUSI estimate only for approved full-time undergraduates meeting ordinary residence criteria. 2025 reference income, household class and special-rate conditions must be correct. PLC, postgraduate, part-time and tuition-only-residency cases are excluded. Projecting the same award over course years is a budgeting assumption, not future entitlement.
Applicable rules year: 2026. Sources checked 2026-10-06: 2026/27 full-time undergraduate income-band estimate only Published rules are used, not proposed changes.
Using this calculator
- Enter your own figures in the labelled inputs. Keep the currencies, units and time periods consistent.
- Choose any applicable rate profile, pattern or assumption shown for this tool. Open additional inputs when relevant.
- Review course funding shortfall and annual course and living cost, then read the stated assumptions and eligibility conditions before using the result.
Worked example
This is a static example using illustrative inputs, not facts about you or today’s date. The displayed eligibility selections and assumptions apply only to this example.
See example inputs
- Support calculation
- Estimate scoped 2026/27 SUSI undergraduate support
- Annual tuition/fees (€)
- 2500
- Course years
- 4
- Monthly living costs (€)
- 1000
- Living-cost months each year
- 12
- Annual travel (€)
- 800
- Annual books/equipment (€)
- 600
- Monthly net work income (€)
- 600
- Working months each year
- 10
- Savings available for course (€)
- 5000
- 2025 gross household income including disregards (€)
- 40000
- Prescribed SUSI disregarded income included above (€)
- 0
- Student's eligible 2025 holiday earnings included above (€)
- 0
- Other evidenced SUSI allowable income deductions (€)
- 0
- Dependent children in household
- 2
- Additional SUSI relevant persons in education (exclude applicant)
- 0
- Normal residence to college distance (km)
- 40
- Special-rate qualifying long-term payment condition confirmed
- No
- Ordinary nationality, residence, household class and approved-course conditions confirmed
- Yes
- Eligible fee support type
- Student contribution (free-fees course)
- Course Funding Shortfall
- €5,712.00
- Annual Course And Living Cost
- €13,400.00