Property · Calculator companion · By K Imports
Rental payment ledger: practical guide
This guide explains how to use the Count.ie rental payment ledger. Track rent owed and payments across consecutive periods. Follow the inputs, method and worked example below, then compare your own scenario.
Guide written .
Open the Rental payment ledger calculatorWhat to prepare
- Collect the purchase, loan, rental or project figures from dated documents.
- Distinguish purchase price, borrowing, one-off acquisition costs and recurring ownership costs.
- Check the property's use, tax year and any scheme eligibility against official guidance.
Understand the inputs
The calculation method
Opening signed balance plus rent due minus payments received.
Worked example
Illustrative inputs and their result.
Example inputs
- Opening arrears / negative credit (€)
- 0
- Periods: rent due, payment received
- 1500, 1500 1500, 1200 1500, 1600
Calculated example result
- Closing Arrears
- €200.00
- Tenant Credit
- €0.00
How to interpret the result
A loan payment, gross yield or purchase budget describes only part of ownership. Read exclusions carefully: affordability, lender approval, vacancy, repairs and transaction eligibility may not be fully modelled.
Compare like-for-like properties or financing scenarios, with the same term and cost basis. Where relevant, test a higher interest rate, a vacancy period or a larger maintenance allowance.
Common mistakes to avoid
- Do not compare gross rental yield with net cash flow as if they were the same measure.
- Do not assume a favourable tax result means the property or letting qualifies for a scheme.
- Keep refundable deposits and recurring costs separate from permanent acquisition costs.
Assumptions and sources
Positive balance is arrears; negative is credit. This does not determine legal notice or enforcement rights.
If your case falls outside this scope, use a more suitable calculator or contact us about an unclear method.