Property · Calculator companion · By K Imports
Property sale proceeds: practical guide
This guide explains how to use the Count.ie property sale proceeds. Estimate cash left after a property sale and debt redemption. Follow the inputs, method and worked example below, then compare your own scenario.
Guide written .
Open the Property sale proceeds calculatorWhat to prepare
- Collect the purchase, loan, rental or project figures from dated documents.
- Distinguish purchase price, borrowing, one-off acquisition costs and recurring ownership costs.
- Check the property's use, tax year and any scheme eligibility against official guidance.
Understand the inputs
The calculation method
Deduct mortgage, agent commission plus entered VAT, legal/discharge costs and tax provision.
Worked example
Illustrative inputs and their result.
Example inputs
- Sale price (€)
- 400000
- Mortgage redemption balance (€)
- 180000
- Agent commission before VAT (%)
- 1.5
- VAT on agent fee (%)
- 23
- Legal costs (€)
- 2200
- Bank / discharge costs (€)
- 150
- Other sale costs (€)
- 1000
- Confirmed tax provision (€)
- 0
Calculated example result
- Net Sale Proceeds
- €209,270.00
- Total Selling Costs
- €10,730.00
How to interpret the result
A loan payment, gross yield or purchase budget describes only part of ownership. Read exclusions carefully: affordability, lender approval, vacancy, repairs and transaction eligibility may not be fully modelled.
Compare like-for-like properties or financing scenarios, with the same term and cost basis. Where relevant, test a higher interest rate, a vacancy period or a larger maintenance allowance.
Common mistakes to avoid
- Do not compare gross rental yield with net cash flow as if they were the same measure.
- Do not assume a favourable tax result means the property or letting qualifies for a scheme.
- Keep refundable deposits and recurring costs separate from permanent acquisition costs.
Assumptions and sources
Tax provision is editable, not a CGT determination. Verify agent contract, bank balance and applicable reliefs.
If your case falls outside this scope, use a more suitable calculator or contact us about an unclear method.